If you have private coverage at home, as a non-EU citizen, the requirements are different. In order for your private health insurance in Italy to be valid and to obtain a permit to stay, some requirements include but are not limited to: legitimacy in the Schengen area, exact coverage period and expenses and a ceiling of 30,000 euros.
If you choose to continue with private health insurance in Italy, it is recommended that you invest in the INA-Assitalia Insurance, which accounts for urgent medical assistance in the Emergency Room of any hospital. This costs around 49 euros for six months and 98 euros for one year.
Public Insurance in Italy
If you opt for Italy’s public health insurance policy, then you, of course, will be subscribing to the aforementioned SSN. In order to apply, there is a fee of approximately 145 euros, which you must pay for at the post office, while completing a MODELLO F24 form. After soliciting for your stay permit, you must bring this form (which demonstrates that you have paid), valid passport, as well as the receipt showing you have applied for a stay permit. Once you have said documents, you must visit the A.S.L., the local health branch in your area, in order to complete the insurance application process. This medical insurance in Italy allows for full coverage, not only in emergency situations like private insurance.
The goal of health insurance in Italy is to be available for all its citizens, including foreigners. Whether you choose to remain with a private health care provider from home or embrace state insurance, coverage in times of need or an emergency is guaranteed.
